Superannuation
Superannuation is one of those topics most of us avoid. But the choices you make about super during your working life can make a big difference to your retirement. This handy guide takes you through all the superannuation basics, such as what the contribution rules are and how to decipher the jargon, so you don't need to become a financial expert to start taking charge of your money. It includes links to online planning tools and other resources to help you navigate the system, and has tips for both self-employed designers and studio heads responsible for their team's super.
This Practice Note covers:
Why it matters for designers
The basics
Your choices
Super for self-employed designers
Wading through the jargon
Keeping an eye on your super
What happens to your super when you die
Paying your employees’ super
Getting advice
About the DIA's Practice Notes
The DIA Practice Notes give designers the fundamentals to take control of their careers and flourish at work. As part of the major refresh of all DIA resources, the refreshed notes provide more relevant guidance for contemporary workplaces. They are available free for all designers who are members of the DIA.
The Practice Notes cover topics such as conditions of engagement, confidentiality agreements, preparing for staff reviews, understanding intellectual property and how to set fees for design services.
This Practice Note is part of the Running an Office series. The full series is soon to be released:
Designers in Australia
Working as a Designer
Working with Clients
Running an Office
Buying Design Services